Payments & Insurance

Payment Options

For your convenience, we accept cash, personal checks, money orders and major credit cards. Payment is expected at the time services are performed. When more extensive dental care is necessary, financial arrangements can be made with our office.


As a courtesy to our  patients, our staff will prepare all the necessary forms for your dental claims to be submitted. However, we remind you that your specific policy is an agreement between you and your insurance company. Please keep in mind that you are responsible for your total obligation should your insurance benefits result in less coverage than anticipated. Our staff will gladly submit a pre-treatment estimate to your insurance company so that you will know what your benefits will be before services are rendered.

Below is a list of insurance companies we are often IN-NETWORK with as a participating provider. Be sure to check with your specific policy to see if Dr. Chiffer is listed. Although, if we are out of network with your plan that does not mean you are not able to receive treatment here. Many patients have 100% coverage for preventative care (exams & cleanings) as "Out-of-Network" benefits. Plans we participate with at this time:

  Delta, Anthem, Principal, MetLife, Cigna, ConnectiCare, Guardian, Aetna, Lincoln Financial, SunLife, United Healthcare United Concordia, Core Five Solutions  & Security Life Ins. Co. of America.

Dental insurance was designed to assist with the costs of dental treatment. The fees charged for services to those who are insured are the usual and customary fees charged to all our patients for similar services. Your policy includes negotiated fees for service between your employer and the insurance carrier. There is often a portion that is not covered by your benefit plan. This does not mean that your dentist is charging too much. You should be aware that different insurance companies vary greatly in the types of coverage available. 


As a service to our patients, we are pleased to offer CareCredit. This financing plan can help give you the smile you've always wanted by making your procedure more affordable.

Please contact our dental office to request a treatment plan tailored to your specific dental needs.  Only after your course of treatment has been planned should you apply for financing.  Doing so sooner could mean that the fee plan you negotiate will not cover your entire treatment. Once your treatment plan has been finalized, you may get financing by calling or going online with Care Credit.

No Interest Payment Plans available on purchases of $200 or more if paid in full according to payment terms - 6 & 12 month plans available.

For purchases under $200, standard terms apply.

  • Low Monthly payments
  • Apply on line or over the telephone easily.

CareCredit is a revolving credit line for repeat procedures, without the need to re-apply. It only takes a few minutes to apply for CareCredit and you may receive an online decision in seconds! For more information or to apply now, just click on the link below.                                         

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